Grow
Updated Jul 20, 2026, 4:30 PM UTC
Earn
Users can choose which of their assets earn yield, if any at all. When yield is enabled, assets are lent to overcollateralized borrowers on technology securing billions of deposits. Users maintain custody of their assets the entire time, while funds can be intelligently reallocated to better opportunities. See details in the post below.
Investors Don't Want Dollars. They Want Choice.
Most people don't wake up thinking about dollars—they want access to the world's best assets without abandoning the financial life they already have. Just-in-time FX is becoming the standard.
Historical Yield by Asset
9 assets
| Asset | Type | Current | 1D | 1W | 1M | |
|---|---|---|---|---|---|---|
 | 23.60% | 23.60% | 23.52% | 23.68% | ||
 | 16.30% | 16.32% | 16.31% | 16.33% | ||
 | Mexican PesoMXN | 4.78% | 6.02% | 6.98% | 7.10% | |
 | US DollarsUSD | 3.98% | 5.01% | 5.03% | 5.24% | |
 | EurosEUR | 2.57% | 3.23% | 3.55% | 3.73% | |
 | Japanese YenJPY | 0.50% | 0.63% | 0.64% | 0.65% | |
 | 0.49% | 0.70% | 0.69% | 0.65% | ||
 | EthereumETH | 4.83% | 1.69% | 1.71% | 1.67% | |
 | TetherUSDT | 2.59% | 2.58% | 2.55% | 2.42% | |
Currently Utilized Vaults
9 assets
Argentine Pesos
0x0DC4…D90DBase·Capify
23.60%- Vault contract
- 0x304C…4d23
- Asset contract
- 0x0DC4…D90D
- Yield protocol
- Capify
- TVL
- $29,456
- Liquidity
- $26,523
- Utilization
- 10.0%
- Timelock
- —
- Underlying markets
- ETH, USDC, USDT, wARS, wBRL, WBTC
Brazilian Rael
0xD76f…90e0Base·Capify
16.29%- Vault contract
- 0x6012…1FC8
- Asset contract
- 0xD76f…90e0
- Yield protocol
- Capify
- TVL
- $28,142
- Liquidity
- $25,149
- Utilization
- 10.6%
- Timelock
- —
- Underlying markets
- ETH, USDC, USDT, wARS, wBRL, WBTC
Euros
0x60a3…db42Base·Morpho
3.22%- Vault contract
- 0xbeef…5DC1
- Asset contract
- 0x60a3…db42
- Yield protocol
- Morpho
- TVL
- $3.8M
- Liquidity
- $515,005
- Utilization
- 86.4%
- Timelock
- —
- Underlying markets
- cbBTC, cbETH, wstETH
Japanese Yen
0xE7C3…3c29Polygon·Morpho
0.63%- Vault contract
- 0xBEEf…592A
- Asset contract
- 0xE7C3…3c29
- Yield protocol
- Morpho
- TVL
- $91,492
- Liquidity
- $19,729
- Utilization
- 78.4%
- Timelock
- —
- Underlying markets
- USDC, WBTC, WETH
Mexican Peso
0xF197…80aABase·Morpho
5.41%- Vault contract
- 0x08cc…ed58
- Asset contract
- 0xF197…80aA
- Yield protocol
- Morpho
- TVL
- $214,522
- Liquidity
- $47,749
- Utilization
- 77.7%
- Timelock
- —
- Underlying markets
- cbBTC, USDC
Singapore Dollars
0x0A4C…C33bBase·Morpho
0.62%- Vault contract
- 0xbeef…5fe9
- Asset contract
- 0x0A4C…C33b
- Yield protocol
- Morpho
- TVL
- $1.1M
- Liquidity
- $214,668
- Utilization
- 80.1%
- Timelock
- —
- Underlying markets
- cbBTC, cbETH, steakUSDC, WETH, wstETH
US Dollars
0x8335…2913Base·Morpho
4.99%- Vault contract
- 0xbeef…8100
- Asset contract
- 0x8335…2913
- Yield protocol
- Morpho
- TVL
- $28.1M
- Liquidity
- $4.4M
- Utilization
- 84.3%
- Timelock
- —
- Underlying markets
- AERO, cbADA, cbDOGE, cbLTC, cbXRP, cUSDO, deSPXA, JitoSOL, mGLO, SOL, sUSDe, syrupUSDC, weETH, wsrUSD
Ethereum
0x4200…0006Base·Morpho
1.61%- Vault contract
- 0xFeFe…ff08
- Asset contract
- 0x4200…0006
- Yield protocol
- Morpho
- TVL
- $2.1M
- Liquidity
- $239,158
- Utilization
- 88.6%
- Timelock
- —
- Underlying markets
- cbBTC, cbETH, weETH, wstETH, wsuperOETHb
Tether
0xFd08…Cbb9Arbitrum·Aave
2.59%- Vault contract
- 0x6ab7…0620
- Asset contract
- 0xFd08…Cbb9
- Yield protocol
- Aave
- TVL
- $50M
- Liquidity
- $9.8M
- Utilization
- 80.5%
- Timelock
- —
- Underlying markets
- rETH, USDC, WBTC, weETH, WETH, wstETH
Permissioned vault requirements
Minimum criteria a permissionless vault must hit to be considered for user allocation.
| Requirement | Criteria | Source |
|---|---|---|
| TVL | At least $100k, or at least 0.1% of token market cap (CoinGecko circulating) | CoinGecko |
| Utilization | Greater than 30% | Onchain |
| Timelock | Greater than 24h | Onchain |
| Underlying markets | USDC, USDT, DAI, USDS, ETH, WETH, WBTC, cbBTC, LBTC, cbETH, wstETH, weETH, EZETH, EURC, EUR, AERO, cbADA, cbDOGE, cbLTC, cbXRP, cUSDO, deJAAA, deSPXA, JitoSOL, mGLO, SOL, syrupUSDC, wsrUSD, steakUSDC, wsuperOETHb | Onchain |
| Curators | Gauntlet, Steakhouse Financial, Yearn, MEV Capital, RE7 Labs, Block Analitica, Keyrock, SparkDAO, Compound DAO, Sky Money, Moonwell, Sentora, Clearstar, Avantgarde | Provider API |
Core yield contracts
Audited contracts on each network. Expand a chain for addresses; live deployments link to the explorer.
Base
6 contracts
Contract Role Address GrowYieldRegistryV6 Approved markets registry 0x7F21…89E0 GrowYieldExecutorV6 Coordinates deposit and reallocation 0x4Ac4…2306 GrowYieldValidatorV6 Account module — limits permitted actions 0x2062…9DFe GrowYieldPolicyHookV6 Execution pre-hook on user accounts 0x7e1C…7505 GrowYieldExecutor1271V2 EIP-1271 executor 0xDD44…5dCE GrowYield1271PolicySignerV3 Policy signer (beta) 0xF2f0…c722 
Arbitrum
Deployment pending — placeholder addresses
Contract Role Address GrowYieldRegistryV6 Approved markets registry 0x1111…1111 GrowYieldExecutorV6 Coordinates deposit and reallocation 0x2222…2222 GrowYieldValidatorV6 Account module — limits permitted actions 0x3333…3333 GrowYieldPolicyHookV6 Execution pre-hook on user accounts 0x4444…4444 GrowYieldExecutor1271V2 EIP-1271 executor 0x5555…5555 GrowYield1271PolicySignerV3 Policy signer (beta) 0x6666…6666 
Polygon
Deployment pending — placeholder addresses
Contract Role Address GrowYieldRegistryV6 Approved markets registry 0x1111…1111 GrowYieldExecutorV6 Coordinates deposit and reallocation 0x2222…2222 GrowYieldValidatorV6 Account module — limits permitted actions 0x3333…3333 GrowYieldPolicyHookV6 Execution pre-hook on user accounts 0x4444…4444 GrowYieldExecutor1271V2 EIP-1271 executor 0x5555…5555 GrowYield1271PolicySignerV3 Policy signer (beta) 0x6666…6666 
BSC
Deployment pending — placeholder addresses
Contract Role Address GrowYieldRegistryV6 Approved markets registry 0x1111…1111 GrowYieldExecutorV6 Coordinates deposit and reallocation 0x2222…2222 GrowYieldValidatorV6 Account module — limits permitted actions 0x3333…3333 GrowYieldPolicyHookV6 Execution pre-hook on user accounts 0x4444…4444 GrowYieldExecutor1271V2 EIP-1271 executor 0x5555…5555 GrowYield1271PolicySignerV3 Policy signer (beta) 0x6666…6666
